How to Buy Earthquake Insurance in California | Residential Policy CA (Web Page)
CEA is not-for-profit. Our Insurance rates are based on the best available science and research, not profit. Choose the earthquake Insurance coverage that fits your needs and budget. We work with participating residential Insurance companies who sell and service our residential earthquake Insurance policies for homeowners,…
CEA Privacy & Social Media Policies (Web Page)
Introduction Welcome! The following websites (collectively, “Site”) are owned and managed by the California Earthquake Authority (“CEA”, "we", "us", or "our"): Earthquake Authority Agent Portal California Wildfire Fund CEA offers earthquake insurance policies exclusively through our participating residential insurance companies (“Participating Insurers”); CEA is also the Administrator for the California Wildfire Fund. …
Earthquake Precautions & Preparation - 7 Steps to Earthquake Safety | CEA (Web Page)
Even with California’s MyShake earthquake phone app, you may only have between 10-60 seconds to get ready for a major earthquake. Just enough time so you can Drop, Cover, and Hold On before the shaking begins. Earthquake safety involves being prepared and knowing what to do. Practicing earthquake safety at home and creating a disaster safety kit before the next earthquake is crucial to your family’s safety. Organize disaster…
Claim Professional Resources (Web Page)
Key resources for Claim Professionals The following resources are helpful tools for the individuals who adjust CEA claims: Earthquake Event Reference Guide for CEA Participating Insurer Claim Liaisons (PDF): We’ve created a helpful reference guide of your requirements, duties, and responsibilities both before, and after, an earthquake. ShakeMaps: You'll find the most up-to-date, reliable…
CEA Claim Manual 2025 (PDF)
CEA Claim Manual for policies effective on or after 1/1/2025 (PDF)
CEA Deductible and Payment Calculators 2025 (XLSM)
CEA Deductible and Payment Calculators 2025 (XLSM)
The Gonzalezes (Video)
Tricia and Brian Gonzalez discuss raising their family in historic Niles, California. They have earthquake insurance because they know Bay Area risk is high, and they want to protect their family, their lifestyle, and their future.
The Joes (Video)
Peter and Mee-Sun Joe enjoy living just north of San Diego. When fire destroyed the home of their close family members, they started thinking about what they could do to protect themselves from natural catastrophes. An earthquake insurance policy was right for them.