We work with participating residential insurance companies who sell and service our residential earthquake insurance policies for homeowners, renters, condo-unit owners and mobilehome owners. You can conveniently work with your residential insurance company to purchase and manage your CEA policy.
Earthquake Insurance Coverage
California is earthquake country. Be prepared. Most folks live within only 30 miles of an active earthquake fault. There are nearly 16,000 known faults, and scientists continue to find new faults.
CEA earthquake insurance protects the financial investment you have in your home and belongings. California homeowners, condo-unit owners, mobilehome owners and renters have the best choice of earthquake insurance policies.
-
Homeowners
-
Condo-Unit Owners
-
Mobilehome owners & manufactured homeowners
-
Renters
Homeowners
CEA homeowners earthquake insurance will help you prepare for and bounce back from the big one. Pick the best earthquake coverage that meets your needs. Protect your financial investment.
CEA offers earthquake insurance premium discounts for older houses that have been retrofitted to better withstand earthquakes.
Condo-Unit Owners
Protect your investment with earthquake coverage with a condo-unit owner policy. After an earthquake hits, you are responsible for replacing appliances, windows, flooring and valuables. In other words, without an earthquake policy in place, you will be responsible for repairing the damage for everything inside your home, replacing all of your belongings, as well as any HOA special assessment to cover the deductible for common area damage.
See our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.
Mobilehome Owners & Manufactured Homeowners
Mobilehomes are vulnerable to strong shaking. With CEA earthquake insurance, you can make urgent repairs after an earthquake to help protect your home from further damage. Your first $1,500 of emergency repairs has no deductible.
CEA offers earthquake insurance premium discounts for mobilehomes that have been retrofitted to better withstand earthquakes.
Renters
CEA ‘s affordable and flexible renters earthquake insurance gives you choices. While your landlord may be responsible for broken window glass and drywall, they are not responsible for damage to your valuables—including bicycles and electronics. Nor are they responsible for helping you find a new place to stay while repairs are being made. CEA ‘s affordable and flexible renters earthquake insurance gives you choices. While your landlord may be responsible for broken window glass and drywall, they are not responsible for damage to your valuables—including bicycles and electronics. Nor are they responsible for helping you find a new place to stay while repairs are being made.
Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.
CEA Advertising and Commercials
Millions of California homes are vulnerable to earthquake damage. And since many older homes have not been reinforced, they may suffer even more damage from a major quake.
Meet the Joes
When fire destroyed the home of their close family members, the Joes started thinking about what they could do to protect themselves from natural catastrophes.
