Calculate Your Earthquake Insurance Premium

Already a CEA policyholder? Manage your policy here

Insure Your Home & Future

Explore earthquake risk in your area, browse policy types, and get a free policy premium estimate. Ready to get insured? Get in touch with one of our trusted residential insurers.

  • Risks Near You
  • Policy Types
  • Free Estimate
  • Insurers

What are the risks near

?

North Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Shasta Cascade
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Greater Bay Area
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Delta Sierra
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Central Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Central Valley South
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Inyo/Mono
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Southern California Coast
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
Inland Southern California
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response
San Diego
Cracked House Icon
Buildings & Their Contents
Greatest Earthquake Risk
Cracked Surface Icon
Near or Deep Below the Surface
Earthquakes Can Occur
Drop Cover Hold Icon
Drop, Cover, & Hold On
Earthquake Safety Response

Our Residential Earthquake Insurance Policies

Choose your residential policy type below to see information, coverages, and rates available for your property.

Calculate Your Estimated Premium

Use our free premium calculator to get a quick, reliable estimate for your CEA earthquake insurance policy costs.

Start Your Free Estimate

Purchase Your Earthquake Insurance Policy

Contact your home insurance company—or one of our insurer partners—to buy a CEA policy or make changes to your coverage.

See Participating Insurers

We are CEA

Meet Your Peace Of Mind Providers

With more than 1 million policyholders, CEA is one of the world's largest providers of residential earthquake insurance. Since 1996, CEA has been encouraging California homeowners, mobilehome owners, condo-unit owners and renters to reduce their risk of earthquake damage and loss through education, mitigation and insurance. 

Policyholder Stories

Meet the Mays

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.

Watch their story

CEA policyholders Roz and Larry May talk about their remodeled, seismically retrofitted home in Studio City, California, and the peace of mind that comes with having a CEA earthquake insurance policy.
Recent California Earthquake Activity
M 2.5
20km WNW of Petrolia, CA
Time
Sunday, July 15, 2018
6:15 PM
Location
40.375°N 124.506°W
Depth
20.79 km ( 12.92 mi )

View Details

M 2.8
11km S of The Geysers, CA
Time
Sunday, July 15, 2018
12:23 PM
Location
38.679°N 122.734°W
Depth
6.13 km ( 3.81 mi )

View Details

M 3.0
2km NW of Castro Valley, CA
Time
Sunday, July 15, 2018
11:52 AM
Location
37.707°N 122.110°W
Depth
5.51 km ( 3.42 mi )

View Details

M 2.5
6km W of Ferndale, CA
Time
Saturday, July 14, 2018
1:28 PM
Location
40.585°N 124.338°W
Depth
0.81 km ( 0.50 mi )

View Details

M 2.5
6km NW of The Geysers, CA
Time
Saturday, July 14, 2018
7:37 AM
Location
38.822°N 122.798°W
Depth
4.59 km ( 2.85 mi )

View Details

Swipe

We insure ​1,046,949 California households

As of May 31, 2018

Calculate Your Earthquake Insurance Premium

801 K Street, Suite 1000
Sacramento, CA 95814

Phone: (916) 325-3800
Toll Free: (877) 797-4300

©2018 California Earthquake Authority

Privacy Policy  |  Terms of Use  | Site Map