Q: I want to choose an insurance company that offers CEA policy bill payment or viewing options that work best for me. What do I need to know? (FAQ)
A. Contact the CEA Participating Residential Insurers residential insurance companies you are considering, and find out what options they offer CEA policyholders. Because CEA does not offer stand-alone earthquake policies, your CEA policy has to be with the same insurance company as your residential insurance policy. Those companies sell and service CEA policies on our behalf…
Q: How can California consumers generally, and CEA policyholders specifically, benefit from increased awareness of private sector insurance coverage options from which they may choose? (FAQ)
A. We believe that consumers should be well informed about their insurance options. In some cases, a consumer may find an earthquake insurance policy from a private insurer that offers more coverage or a better price. All CEA policyholders will benefit when more companies begin to take on more of California’s earthquake risk so that the risk is not overly concentrated in the CEA.
Q: How Much Coverage Do I Need? (FAQ)
A. Answer the following three questions to determine your need to buy earthquake insurance in California:; Can you afford the cost to rebuild or repair your home if it is damaged in a major earthquake? Can you replace your personal belongings if they are damaged or destroyed? Can you pay for temporary housing if there is structural damage that makes your home uninhabitable or a civil authority prevents entry to your neighborhood…
On its 25th Anniversary, CEA Remembers the Northridge Earthquake (Web Page)
25 years have passed since the devastating magnitude 6.7 Northridge earthquake struck the San Fernando Valley. Thousands of homes were damaged or destroyed, displacing about 22,000 people. The Northridge earthquake is known to be one of the most costly natural disasters in U.S. history, causing $20 billion in residential damage alone. CEA Remembers The Northridge Earthquake: 25 Years Later…
San Francisco Residents Get Earthquake Ready (Web Page)
(L-R) Melissa Crittenden and Chelsea Talbert, CEA staff, talking to a San Francisco resident about the importance of earthquake insurance and house retrofitting. More than six hundred San Francisco residents showed up to participate in this year's earthquake preparedness fair organized by the San Francisco Department of Building Inspection. The event took place at the Bill Graham Civic…