Q: How Much Does Earthquake Insurance Cost in California? (FAQ)
A. CEA provides the best choices in California earthquake coverage. Pick the kind of policy that fits your budget and risk. Homeowners earthquake insurance helps to cover costs to repair damaged walls, foundations, and ceilings. All CEA policies can also help to cover loss of your home’s use, and repair or replace household items that are destroyed or need repair, such as electronics and appliances. Our homeowners …
Earthquake Insurance Discounts for Eligible Foundation Types | CEA (Web Page)
CEA offers a Hazard Reduction Discount (CEA premium discount) on certain older homes, if the home has been properly retrofitted. To get a Hazard Reduction Discount on your CEA policy premium, your house must qualify. Here’s a breakdown of the different types of houses and their characteristics to help you understand if your home can qualify for the discount. Year of Construction To qualify for a…
CA Earthquake Insurance Cost Discounts - How to Get a Lower Rate | CEA (Web Page)
CEA offers earthquake Insurance premium discounts for older houses that have been retrofitted to better withstand earthquakes. What is a retrofit? A retrofit, sometimes called a seismic retrofit, involves strengthening your house to make it more resistant to earthquakes. We also offer a discount for mobilehomes that have been reinforced or built to better withstand earthquakes.…
Q: How much does a CEA earthquake insurance policy cost? (FAQ)
A. The cost of your policy depends on many factors such as the earthquake risk where you live , the age and characteristics of your home, and the coverages and deductibles you choose. CEA offers several coverage choices as well as a number of deductible options to help you find a policy that best meets your needs and budget . Use our CEA Premium Calculator Premium Calculator to estimate the cost of your earthquake insurance…
Browser Compatibility for Earthquake Insurance Premium Estimate (Web Page)
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Q: Are CEA participating insurers prohibited from providing their customers with earthquake coverage options in addition to what CEA offers? (FAQ)
A. No. Participating insurers are not prohibited from telling consumers complete information about any residential earthquake coverage that is available in the market. However, some participating insurers have operated under a long-standing impression that this would be prohibited activity.