Get Up To $13,000 To Strengthen Your House

Registration for the CRMP Earthquake Soft-Story (ESS) grant program is open now!

CEA Public Meetings

CEA Public Meetings

CEA hosts regularly scheduled public meetings of its Governing Board and Advisory Panel, stakeholder sessions, and other meetings on specific topics.

Interested in attending an upcoming public meeting? Visit the meeting page:

We invite you to join any of our scheduled meetings in person, through Zoom, or by livestream, and to sign up for meeting notifications.

Learn more about CEA's Public Meetings
Notice

Our website is currently undergoing maintenance, and some links or features may be temporarily unavailable. We thank you for your patience.

Already a CEA policyholder?

Get the information you need to manage your policy.

Protect your Home & Future WITH CEA

Explore earthquake risk in your area and learn how to prepare and protect your home.

  • Earthquake Risk
  • Prepare
  • About CEA
  • Protect

California Earthquakes Can Happen All the Time

  • Every day is earthquake season in California, with active faults crisscrossing the state.
  • According the USGS, the San Andreas fault is over 800 miles long, with an intricate fault network and many smaller faults that branch from and join it.
  • Northern California has the Hayward and Calaveras faults near the Bay Area, plus the Cascadia Subduction Zone farther north.
  • Southern California has the Rose Canyon fault, San Jacinto, and Elsinore faults, plus other smaller active faults in the region.
  • According to the City of Los Angeles and the University of California San Diego, many major earthquakes—such as Northridge in 1994 and Ridgecrest in 2019—occurred on faults that were unknown at the time.
  • Learn more about known faults in your area by using the United States Geologic Survey (USGS)’s interactive fault map.

California is home to two-thirds of our nation’s earthquake risk

We all know that California is earthquake country. Are you prepared to recover?

Learn About Personal Preparedness

Be Prepared for an Earthquake

Earthquakes are unpredictable, but you can prepare yourself and your family now, before the next one hits. Practice earthquake safety with your family and make an earthquake preparedness plan today.

Personal Preparedness

There are easy steps you can take now to be earthquake ready:

Earthquake safety involves being prepared and knowing what to do. Practicing earthquake safety at home and creating a disaster safety kit before the next earthquake is crucial to your family’s safety.

Learn About Personal Preparedness

About California Earthquake Authority (CEA)

CEA’s not-for-profit mission makes California residential earthquake insurance affordable and flexible. We help homeowners, mobilehome owners, condo-unit owners, and renters before and after the big one strikes.

We educate, mitigate, and insure:

After the 6.7 magnitude 1994 Northridge earthquake—which damaged or destroyed thousands of homes—CEA was created by the California Legislature in 1996 to offer earthquake insurance coverage in California.

Our affordable and flexible policies—based on the best available science—have expanded over two decades. We work with participating residential insurance companies to offer California homeowners, mobilehome owners, condo-unit owners, and renters home insurance policies.

Earthquake safety involves being prepared and knowing what to do. Practicing earthquake safety at home and creating a disaster safety kit before the next earthquake is crucial to your family’s safety.

Get an Estimate

Protect Your House Against Earthquake Damage

When an earthquake strikes, it shakes the ground and can cause damage to houses and other structures.

Learn about the potential hazards for you and your home and what you can do to prepare:

Strengthen Your House with a Seismic Retrofit

Earthquake shaking can cause houses to slide or topple off their foundation, especially older homes that were built before modern building codes were in place. A seismic retrofit involves strengthening your house to make it more resistant to earthquakes.

  • CEA has grants that can help fund a seismic retrofit.
  • CEA policyholders who have completed a seismic retrofit are eligible for a discount on their premium.
  • For people who already have a house retrofit and need it verified, CEA has a list of Inspection Professionals for you to hire to inspect your home.

No area of California is without earthquake risk, but there are many ways to prepare your house to lower its risk of structural damage from an earthquake.

Prepare Your House

Premium Discount For Older Houses That Have Been Retrofitted

Certain types of homes are more vulnerable to earthquake damage because of how they were built. But, there are ways to strengthen your home to make it more resilient against earthquake shaking. CEA policyholders may qualify for an earthquake insurance premium discount of up to 25% for older houses (or 21% for mobilehomes) that have been retrofitted to better withstand earthquakes.

Recent California Earthquake Activity
M 2.5
10 km SSW of Tres Pinos, CA
Time
Wednesday, November 20, 2024
12:43 AM
Location
36.702°N 121.362°W
Depth
4.45 km(2.77 mi)

Details of the Earthquake 10 km SSW of Tres Pinos, CA

M 2.7
8 km E of Alum Rock, CA
Time
Tuesday, November 19, 2024
12:54 PM
Location
37.383°N 121.737°W
Depth
7.14 km(4.44 mi)

Details of the Earthquake 8 km E of Alum Rock, CA

M 2.5
7 km WSW of Holtville, CA
Time
Tuesday, November 19, 2024
10:54 AM
Location
32.788°N 115.447°W
Depth
11.63 km(7.23 mi)

Details of the Earthquake 7 km WSW of Holtville, CA

M 2.6
6 km WSW of Holtville, CA
Time
Tuesday, November 19, 2024
10:48 AM
Location
32.79°N 115.444°W
Depth
15.74 km(9.78 mi)

Details of the Earthquake 6 km WSW of Holtville, CA

M 2.5
14 km W of Imperial, CA
Time
Tuesday, November 19, 2024
6:19 AM
Location
32.838°N 115.717°W
Depth
10.9 km(6.77 mi)

Details of the Earthquake 14 km W of Imperial, CA

Swipe

We insure 1,014,476 California households

September 30, 2024

Calculate Your Earthquake Insurance Premium