CEA Earthquake Policies for Insurance Agents
Residential policies aren't enough
According to California Earthquake Authority (CEA)-supported research, many policyholders don't understand they need a separate earthquake insurance policy, in addition to their residential policy, to insure their homes and personal property for earthquake damage.
What policies does CEA offer?
- CEA provides you the policy choices and expertise to sell your customers earthquake insurance that meets their needs and budget.
- CEA offers residential earthquake insurance policies for homeowners, mobilehome owners, condo unit owners, and renters.
- We now offer your customers more coverage choices, more deductible options, and more affordable rates
- For your qualified customers in higher-risk areas whose rates may have gone up, we now offer an up-to-20% Hazard Reduction Discount if their home has been properly retrofitted.
Insures 1-4 family homes against covered earthquake damage to the structure and personal property. Also applies to tenant-occupied dwellings.
Covers condo units that are owner-occupied or tenant-occupied. This policy is for the individual unit owner. Loss assessment coverage is also available.
CEA’s mobilehome and manufactured homeowners earthquake insurance covers damage to dwelling and belongings, whether owner- or tenant-occupied.
Tenant insurance coverage for personal property and loss of use.