How to file a claim
Contact Us | Contracting & Employment Opportunities | Terms of Use
CEA Mitigation Program
Joined Forces Call to Action
CEA Mitigation Program
7 Steps to Earthquake Safety
Learn More About Earthquake Safety

CEA Mitigation Program


CEA's commitment to mitigation is reflected in its Strategic Plan, adopted by the CEA Governing Board in December, 2013. The CEA's enabling legislation directs the CEA Governing Board to annually set aside five percent of CEA's investment income (as long as the set aside is actuarially sound and up to a limit of five million dollars) to be used for activities that educate residents about their earthquake risk and motivate them to protect themselves and their property. This includes programs to provide financial assistance to those who mitigate their homes against seismic risk. The CEA mitigation program has coordinated projects and objectives into three focus areas:

  • Pre-Standards Development
  • Mitigation Research
  • Mitigation Incentives
Pre-Standards Development
 
The intent of the earthquake Pre-standards development project is to create statewide retrofit standards that can be used to reduce earthquake damage in single family dwellings. The guidelines will be an extension of Appendix Chapter A3 of the International Building Code, the limited standards for retrofit of cripple wall dwellings adopted, by reference, into the California Building Code in 2010 through CEA’s efforts. In addition to providing uniform standards for homeowners, contractors and engineers, these guidelines will be used to establish and expand (1) an incentive program to encourage seismic retrofits, such as that currently being coordinated under the California Residential Mitigation Program (“CRMP”), and (2) to improve the ability for the CEA to develop and provide mitigation discounts for insured homeowners.
 
Mitigation Research
 
Earthquake insurance premium discounts for bolting a foundation, sheathing a cripple wall, and strapping a water heater are currently at five percent. Any increases in this discount are dependent upon additional research into the loss and damage reduction from specified seismic retrofits. CEA is pursuing plans to fund research into the effectiveness of specified retrofits, including numerical modeling, component testing, and possibly shake table testing of seismically strengthened and un-strengthened single-family dwellings.

Mitigation Incentives
In 2011, The California Residential Mitigation Program ("CRMP") was created through a Joint Exercise of Powers Agreement ("JPA") between the California Office of Emergency Services ("Cal OES") and the California Earthquake Authority ("CEA"). The CRMP's goal is to provide incentives to California homeowners to seismically retrofit wood frame residential structures. The first of these incentives is currently being piloted through the Earthquake Brace + Bolt program, providing up to $3000 to participating homeowners in limited locations in Oakland and Los Angeles. Please visit the CRMP and Earthquake Brace + Bolt websites for more information.


Putting Down Roots in Earthquake Country

The CEA is well established as a major sponsor of the highly regarded and very popular consumer safety handbook, Putting Down Roots in Earthquake Country (PDR).  More than 3.5 million handbooks have been delivered to consumers through mass media, insurance agents, Red Cross, United States Geological Survey (USGS), and the CEA itself, among many others.

In January 2007, the USGS, with the assistance of New American Media and the Asian Pacific Fund and using funding provided by the CEA, launched the latest iterations of the handbook, Protecting Your Family From Earthquakes - The Seven Steps to Earthquake Safety.  These new versions of the popular PDR handbook are tailored to the Bay Area's Latino, Korean, Vietnamese, and Chinese communities, in whose families there may be both English-speaking and non-English-speaking members.  The handbooks deliver important messages of earthquake preparedness and recovery, including information on risk mitigation, retrofitting, financial preparedness, and recovery.  Community members assisted in providing handbook content and advising on approaches to incorporate communities' cultural needs.

The CEA supported the mass-media launch of Protecting Your Family From Earthquakes with media-buys from Bay-Area ethnic publications, as recommended by community members, the Asian Pacific Fund, New American Media, the Red Cross, and PG&E's Consumer Outreach Department, all of whom have extensive knowledge of outreach campaigns to non-English-speaking audiences.

Southern California Edition

Southern California Edition
(Spanish)

Putting Down Roots Cover

Putting Down Roots Cover

Request Hardcopy

Request Hardcopy

Living On Shaky Ground

San Francisco Bay Region

Living On Shaky Ground

Putting Down Roots Cover

(Spanish)

San Francisco Bay Region
(Asian languages)

 Spanish Handbook Cover  Asian Handbook Cover

View Handbook as PDF

View Handbook as PDF

Get Adobe Reader
Download Adobe Reader