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About the CEA


The California Earthquake Authority is a publicly managed, largely privately funded organization that provides catastrophic residential earthquake insurance and encourages Californians to reduce their risk of earthquake loss.

In carrying out this mission, the CEA:

  • Uses the best science available to provide actuarially sound insurance coverage, while striving to make policies accessible and competitively priced.
  • Offers a range of earthquake insurance coverage options available through participating insurance companies.
  • Maintains the appropriate financial strength to meet its claims-paying obligations.
  • Ensures claims are handled promptly, fairly and consistently.
  • Educates residents to make informed decisions regarding earthquake preparedness and the purchase of earthquake insurance.
  • Minimizes potential earthquake damage by encouraging Californians to retrofit their homes and utilize other proven methods to mitigate loss.